Unit Trusts

Helping you reach your goals and ambitions for the future.

Investing in Unit Trusts

Unit Trusts are a common type of collective investment.

A unit trust is a large fund of monies and/or investments pooled together and controlled by trustees to gain capital appreciation, income, or both.

Unit Trusts are made up of 'units'. Each unit will have both a buying price and a selling price. The difference in these prices includes the fund management charges. The number of units held, multiplied by the current price, gives the current value of an investor’s holding.

These investments are open-ended, which means that units are created every time an investor puts money into the fund, and liquidated when they withdraw money so that the fund can react to demand and continually grow through prosperous periods.

Investors can then enjoy the benefits of larger investments. However, during periods of poorer performance, the fund may need to sell assets to enable investors to withdraw their monies, so the fund size is reduced.

THE VALUE OF INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.

TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE.

STOCK DATA
Value Move %
FTSE 100
8146.86 -16.81 -0.206
FTSE 250
20120.36 -75.59 -0.374
FTSE 350
4482.59 -10.29 -0.229
FTSE All Shares
4438.37 -10.32 -0.232
Dow Jones
38589.16 -57.941 -0.15
Nasdaq
17688.883 21.322 0.121