56 Fore Street, Kingsbridge, Devon, TQ7 1NY

01548 856096 info@cw-fp.co.uk

WHAT NOW FOR THE HOUSING MARKET?

Is the housing market slowing down? The average price for a home fell 0.3% to £207,308 in March, according to the Nationwide’s property index* Britain’s housing market is expected to come under pressure in 2017 in the face of economic uncertainty caused by ongoing Brexit negotiations. In addition, household finances are […]

BAD FINANCIAL HABITS

Financial Habits that can Destroy your Wealth We all lead increasingly busy lives and taking time out to tackle our financial bad habits can seem tedious; somehow it never quite gets to the top of our ‘to-do’ list. However, spending just a comparatively small amount of time thinking about our […]

ANNUAL ALLOWANCES – A CHECKLIST FOR THE TAX YEAR-END

With the tax year-end fast approaching, it’s time to make the most of your annual allowances. Use your ISA allowance Think about topping up your tax-efficient savings. The maximum amount that can be saved into an ISA this tax year is £15,240, increasing to £20,000 from April. For Junior ISAs, […]

Income Needs in Retirement

Income Needs in Retirement Retirement presents a series of opportunities and challenges; a primary concern for many people is ensuring they don’t run out of money. A sustainable, well-structured retirement income strategy is therefore desirable for any retiree. To enjoy a comfortable old age means doing some in-depth thinking well […]

CHALLENGES IN A POST-BREXIT WORLD

CHALLENGES IN A POST-BREXIT WORLD The vote to exit the EU came as a shock to many, including the City which was clearly expecting a Remain vote. Many have been left contemplating what the future holds and how markets will react, especially considering that the formal negotiations to leave the […]

What happens to your pension pot when you die?

If you have money remaining in your pension pot If you die before you take any money from your pension, it will usually be paid as a lump sum to your beneficiaries tax-free. As long as it is less than the lifetime allowance (£1.25million in tax year 2015/16) it will […]

HELP TO BUY ISAS

HELP TO BUY ISAS Many first time buyers struggling to save enough to put down a deposit for their first home will welcome the government’s new scheme to encourage home ownership. Called the Help to Buy Individual Savings Account (ISA), it launches on 1st December 2015. It is designed to […]

Clearwater Financial Planning Limited is an Appointed Representative of Intrinsic Financial Planning Limited, and Intrinsic Mortgage Planning limited which is authorised and regulated by the Financial Conduct Authority.

Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, are entered on the FCA Register (http://www.fca.org.uk/register/) under reference 440703 and 440718

Clearwater Financial Planning Ltd is Registered in England & Wales Company Number 05764001

Registered Office - 56 Fore Street, Kingsbridge, Devon, TQ7 1NY